Loans

Farm Loans

A loan to meet the cost of farming, cultivation and also working capital requirements for agri business and allied activities

Kisan credit cards are issued to farmers to meet their cultivation needs and non-farm requirements including purchase of inputs and other short term requirement and working capital requirements for allied activities in a flexible and cost effective manner.

  • Purpose:  seasonal crop cultivation
  • Loan amount:
    • As per the scale of finance subject to the land holdings of individual.
  • Borrowal at sowing season and repayment after harvesting.
  • Tenure: Sanctioned for a period ranging from 12 months to 5 years subject to revalidate on yearly basis.
  • Hassle free documentation and faster disbursement.
  • The disbursement of loan will be routed through the multipurpose cooperative society wherein the individual is the member.
  • Interest subvention for prompt paying farmers under the government of India scheme
  • Ideally, the applicant should fall in the age bracket of 18-70 years.
  • Has to be the member of the MULTIPUROSE COOPERATIVE SOCIETY
  • Should have cultivation rights with defined land holdings.

Being an Cooperative Bank, we believe in rural empowerment and development,   which is why we emphasize on providing farmers and rural individuals with finance for various agriculture and allied activities including dairy development, poultry farming, processing units, farming warehouses, piggery development and various rural segments.

  • Purpose:  seasonal crop cultivation, Animal Husbandry , horticulture, both irrigated and unimgated, sericulture, fisheries, agro-forestry etc.
  • Loan amount: 
    • As per the scale of finance subject to the land holdings of individual.
  • Tenure: Sanctioned for a period ranging from 12 months to 5 years subject to revalidate on yearly basis.
  • Hassle free documentation and faster disbursement.
  • Would be eligible for subsidy if it falls under NABARD's scheme.
  • Ideally, the applicant should fall in the age bracket of 18-70 years.
  • Has to be the member of the MULTIPUROSE COOPERATIVE SOCIETY
  • Should have cultivation rights with defined land holdings.
Enquire